Privately-funded home care in Australia

Compare verified providers offering self-funded home care. Skip the waitlists, choose any provider you want, and get care that fits exactly what you need.

26270 providers compared · Reviewed by MD Home Care Team · Updated 13 May 2026

Find a private-pay provider

26270 verified providers across Australia
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Why people choose private home care

Private funding sits alongside the NDIS, Home Care Packages, and DVA programs. It is the right option when speed, flexibility, or specific supports matter more than cost.

Fastest access

No waitlists. Most providers can begin within days. Useful when a Home Care Package is approved but not yet released, or when needs change quickly after a hospital discharge.

Full choice of provider

Not limited to government-contracted providers. Choose any registered or unregistered provider that meets your standards on training, experience, and cultural fit.

Choose your supports

No assessor decides what you can spend on. Direct any private spend toward the supports you actually want, including options that government funding may exclude.

Top up government funding

Many people use private funds alongside an HCP, NDIS plan, or DVA entitlement to cover gaps, weekend hours, or higher-cost specialists.

Best Private-Pay Providers providers near me

Showing 10 of 26270 providers·How we rank

Trusted provider

Verified by methodology

NitPlans Care Services

Casula, NSW and 52 othersAlso servesArtarmon, NSW · Ballarat Central, VIC · Balmain, NSW · Bankstown, NSW · Baulkham Hills, NSW · Belmore, NSW · Bentleigh East, VIC · Blacktown, NSW · Blakehurst, NSW · Camden, NSW · Campbelltown, NSW · Canterbury, VIC · +40 more

Specialises in Personal care · Domestic assistance · Support coordination

NitPlans Care Services is dedicated to providing exceptional NDIS support to the vibrant community of Casula, NSW. As a compassionate provider, they focus on delivering personalised care solutions designed to meet the unique needs of individuals living with disabilities. Their commitment extends to fostering independence and enhancing the quality of life for Casula residents.

Median response time3 hours

Visit website 0432720220

Trusted provider

Verified by methodology

Heart For Care Disability Services

Fig Tree Pocket, QLD and 53 othersAlso servesAlderley, QLD · Ashmore, QLD · Avoca, QLD · Banks Creek, QLD · Beenleigh, QLD · Benowa, QLD · Brisbane City, QLD · Browns Plains, QLD · Bundaberg West, QLD · Bunya, QLD · Burpengary, QLD · Caboolture South, QLD · +41 more

Specialises in Personal care · Social support · Household tasks

They are committed to delivering high-quality, person-centered disability support to empower NDIS participants.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time1 hour

Visit website 0499249757

Trusted provider

Verified by methodology

Miracle Health Services

Craigieburn, VIC and 10 othersAlso servesBallarat North, VIC · Ferntree Gully, VIC · Geelong, VIC · Kilmore, VIC · Melbourne, VIC · Melton, VIC · Mernda, VIC · Sunbury, VIC · Sunshine North, VIC · Wallan, VIC

Specialises in Personal care · Domestic assistance · Meal preparation

Miracle Health Services is a trusted NDIS provider dedicated to supporting individuals in Craigieburn, VIC, and the surrounding areas. As a registered NDIS provider, they offer a comprehensive range of services designed to enhance the lives of participants.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Approved Aged Care provider (Department of Health)
Business address confirmed
Team includes Cleaner, Disability Support Worker, Registered Nurse

Median response time5 hours

Visit website 0393083821

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Trusted provider

Verified by methodology

Clover Leaf Sanctuary Pty Ltd

St Albans, VIC and 63 othersAlso servesAirport West, VIC · Albion, VIC · Altona North, VIC · Ardeer, VIC · Ascot Vale, VIC · Bentleigh East, VIC · Broadmeadows, VIC · Brooklyn, VIC · Brunswick, VIC · Bundoora, VIC · Burnside, VIC · Cairnlea, VIC · +51 more

Specialises in Personal care · Therapy · Domestic assistance

They are committed to empowering NDIS participants with essential life skills and community integration.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time14 hours

Visit website (03) 7023 9068

Trusted provider

Verified by methodology

Altido Consulting Services

Parramatta, NSW and 10 othersAlso servesAuburn, NSW · Bankstown, NSW · Blacktown, NSW · Canowindra, NSW · Forbes, NSW · Gosford, NSW · Harris Park, NSW · Hornsby, NSW · TOONGABBIE, NSW · Woy Woy, NSW

Specialises in Personal care · Domestic assistance · Transport

Altido Consulting Services is a dedicated NDIS provider committed to delivering exceptional disability support to the vibrant community of Parramatta, NSW. Understanding the unique needs of individuals with disabilities in this area, Altido Consulting Services offers a comprehensive suite of services designed to foster independence, promote community engagement, and enhance overall quality of life for participants.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Approved Aged Care provider (Department of Health)
Business address confirmed
Team includes Disability Support Worker

Median response time7 hours

Visit website 0430247666

Trusted provider

Verified by methodology

Carers Quality Community Services

Cranbourne, VIC and 20 othersAlso servesBallarat North, VIC · Bendigo, VIC · Bentleigh East, VIC · Berwick, VIC · Clayton, VIC · Clyde North, VIC · Coburg North, VIC · Cranbourne West, VIC · Diamond Creek, VIC · Footscray, VIC · Frankston, VIC · Geelong, VIC · +8 more

Specialises in Personal care · Domestic assistance · Therapy

They are committed to delivering high-quality disability support services tailored to the unique needs of NDIS participants.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time5 hours

View profile 0402597443

Trusted provider

Verified by methodology

Complete Nursing Care Pty Ltd

Victoria Park, WA and 11 othersAlso servesCanning Vale, WA · Cannington, WA · Ellenbrook, WA · Golden Bay, WA · Hilton, WA · Midland, WA · Perth, WA · Queens Park, WA · Thornlie, WA · Wellard, WA · Yokine, WA

Specialises in Personal care · Domestic assistance · Meal preparation

Understanding the unique needs of individuals in this area, the provider delivers personalised care designed to enhance independence and improve quality of life. From daily assistance to community engagement, Complete Nursing Care Pty Ltd is committed to empowering participants.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time28 minutes

Visit website 0458601797

Trusted provider

Verified by methodology

Haven Care Australia

Chapman, ACT and 24 othersAlso servesBelconnen, ACT · Coombs, ACT · Evatt, ACT · Florey, ACT · Forest Lake, QLD · Garran, ACT · Gungahlin, ACT · Harrison, ACT · Jerrabomberra, NSW · Kambah, ACT · Melba, ACT · Mount Gravatt, QLD · +12 more

Specialises in Personal care · Domestic assistance · Transport

Haven Care is a dedicated NDIS provider committed to delivering exceptional disability support services to the residents of Chapman. Understanding the unique needs of the local community, Haven Care strives to empower participants in Chapman with the independence and choice they deserve, fostering a more inclusive and accessible environment.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time10 hours

Visit website 0469229821

Trusted provider

Verified by methodology

Living Life Limitless Pty Ltd

Seacombe Heights, SA and 83 othersAlso servesAberfoyle Park, SA · Adelaide, SA · Aldinga Beach, SA · Andrews, SA · Andrews Farm, SA · Balaklava, SA · Barmera, SA · Blackwood, SA · Blakeview, SA · Brighton, SA · Brompton, SA · Brooklyn Park, SA · +71 more

Specialises in Personal care · Domestic assistance · Transport

Living Life Limitless Pty Ltd is a dedicated, registered NDIS provider proudly serving Seacombe Heights and the wider South Australian community. They are committed to empowering NDIS participants with a comprehensive range of high-quality disability support services.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed

Median response time11 hours

View profile 0416571761

Trusted provider

Verified by methodology

Diversity Community Services

Springfield Lakes, QLD and 14 othersAlso servesAlbany Creek, QLD · Alderley, QLD · Benowa, QLD · Brisbane City, QLD · Browns Plains, QLD · Burpengary, QLD · Glass House Mountains, QLD · Ipswich, QLD · Logan Reserve, QLD · Morayfield, QLD · Redcliffe, QLD · Toowoomba City, QLD · +2 more

Specialises in Personal care · Domestic assistance · Meal preparation

They offer a comprehensive range of NDIS services designed to empower participants and enhance their quality of life.

How we verified this provider

Registered with the NDIS Quality & Safeguards Commission
Business address confirmed
Team includes Cleaner, Disability Support Worker, Gardener

Median response time52 minutes

Availability Open now · 12AM-11PM

View profile 0435956714

View all 26270 providers in Australia

How providers are verified

Every provider listed is cross-checked against the official Australian registers before appearing here. This is separate from the Trusted badge, which reflects platform outcomes.

NDIS register cross-check

Every NDIS-registered provider listed is verified against the NDIS Commission register. Registration numbers and approved support groups are pulled from the official register, not self-declared.

Source: NDIS Quality and Safeguards Commission

Aged care approval status

Aged care approved status reflects the Australian Government Department of Health and Aged Care approved provider list, including service types and category groups.

Source: Department of Health and Aged Care

ABN verification

Every listing includes an Australian Business Number. Providers without a valid, active ABN do not appear in our directory.

Source: Australian Business Register

Complaints process

If you have a concern about any provider, you can lodge a complaint with the NDIS Commission or the Aged Care Quality and Safety Commission at any time. We also accept complaints via our own channel.

Source: NDIS Commission / Aged Care Commission

Private-pay providers by state

Coverage is densest in the metropolitan areas of NSW, Victoria, and Queensland. Regional and remote areas have fewer providers but most can travel.

New South Wales

8,994

verified providers

Victoria

7,576

verified providers

Queensland

4,561

verified providers

Western Australia

2,102

verified providers

South Australia

1,903

verified providers

Australian Capital Territory

397

verified providers

Northern Territory

387

verified providers

Tasmania

350

verified providers

Find a private-pay provider near you

Browse the suburbs with the deepest provider coverage.

Indicative private-pay cost guide

Rates vary by region, provider, and time of day. The ranges below reflect typical private-pay rates across metropolitan Australia. Get a written quote before engaging any provider.

Personal care or domestic assistance $60 – $90 per hour weekday

Nursing (RN-delivered) $90 – $160 per hour

Allied health (physio, OT, speech) $190 – $260 per hour

Overnight care (sleepover) $280 – $420 per night

24/7 live-in care (weekly) $2,500 – $4,500 per week

Indicative only. Confirm rates directly with each provider before commencing services.

Private vs other funding pathways

Most people use a mix. Here's how private compares to each government pathway, and where they overlap.

Home Care Package (HCP)

6–12 months wait, capped budget

Private starts in days; private only pays for what you choose.

Support at Home (SAH)

Replacing HCP from 2025–2027, contribution rates vary

Private avoids the eligibility assessment; useful for short-term needs while waiting for SAH.

CHSP

Lower-intensity supports, fee-for-service

Private is faster and broader; CHSP is cheaper for limited needs.

NDIS

For people under 65 with permanent disability

Private supplements NDIS for spending NDIS won’t cover (food, accommodation, lifestyle activities).

DVA / veterans

Card-type-dependent eligibility

Private fills DVA gaps when a service is not on your accepted condition list.

Frequently asked questions

Why would I pay privately when I could apply for a Home Care Package?

HCP wait times can run 6–12 months and assessed budgets do not always cover what you need. Private funding fills the gap during the wait, supplements an active package, or simply gives you faster access if your priority is starting now.

Are private providers regulated?

Quality varies. NDIS-registered and Aged Care Quality and Safety Commission–registered providers operate under formal standards. Unregistered providers can still be excellent but their accountability sits with you. Always check insurance, worker screening, references, and complaints process.

Can I claim private home care on tax or Medicare?

Most private home care is not Medicare-rebatable. Allied health may be partly claimable through private health insurance extras cover or under a Chronic Disease Management plan. Speak to your accountant or health fund for specifics.

Can I switch from private to a Home Care Package later?

Yes. Many people start private and apply for an HCP in parallel, then switch when their package becomes available. Some providers offer a "private now, package later" pathway with the same care worker, so continuity is preserved.

How do I choose between providers when there are no government rules to compare them on?

Look at five things: insurance and worker screening, written quote with no hidden surcharges, formal complaints policy, online reviews and references, and clear cancellation terms. MD Home Care lists providers with these signals visible so you can compare them at a glance.